The cost of adding a driver to your car insurance or sharing a policy varies depending on factors such as the driver's age and motor vehicle history. Adding a teen driver to your policy can increase the price and offset the cost a little with our discount for teen drivers (the driver must be 18 years old or younger). Learn more about car insurance for teens. It doesn't matter who's listed first on the policy.
If you include your spouse as a driver, their driving record will affect your fare as well. You can easily add the vehicles you own to your existing insurance policy. Depending on the state and the insurer, you may also be able to insure someone else's vehicle if you keep it in your home and the landlord lives with you. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy.
You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. Adding a driver to your insurance policy means that they are an insured driver under your policy when driving your car. For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple. If you are married and live in the same household, Progressive and many other insurers require that you and your spouse be covered by the same policy.
Most insurers will also allow you to share a single car insurance policy with someone if you live with that person. By rating insurers based on the level of coverage and the driver's profile, MoneyGeek found that the cheapest and most widely available insurer in Tempe is GEICO. If you're married and living in separate homes, that's fine and, in fact, it's necessary to have separate car insurance policies, since your vehicles are parked in different places. Common law marriage is recognized in some states, and your car insurance coverage will work the same way as insurance for a married couple.
Request an auto insurance quote online or call 1-866-749-7436 and we'll ask you the right questions to properly insure you and your spouse. When you add someone to your car insurance, you can call your car insurance company or log in to your online account to add a new driver to your policy. If you are looking for affordable and high-quality insurance, MoneyGeek has recommended the best insurers in Tempe. You should add any regular driver of your car to your insurance policy to cover damage caused by accidents.