If you choose to receive your documents by email, you will automatically receive a discount. These savings depend on signing your documents online and are in addition to our online signature discount. Whether you're moving out of your parents' house and taking your car with you or buying your first car while living alone, you need your own car insurance policy. Buying car insurance for the first time can be intimidating, but you can feel empowered with the right tips to follow.
You have the freedom to choose your own insurance company and customize your policy to fit your needs. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. Choosing the cheapest car insurance policy may make financial sense, but paying a little more each month can go a long way in ensuring adequate coverage.
Add a full-time student who maintains a B average or higher to your policy, and we'll add a discount on car insurance. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies. Progressive offers a discount for good students if parents add an eligible teen driver to their policy to reduce the cost of insuring new drivers. If you're thinking about insurance costs, there are ways to get cheaper car insurance without compromising your coverage.
The good news is that sometimes you can increase your coverage amounts by thousands and your car insurance rate will only change minimally. With some insurers, you can share a car insurance policy with someone you live with if all the vehicles are in the same place, such as a roommate. Your insurance company will stop charging you for the accident after several years (the duration varies by insurer and state). There are a variety of factors that affect your car insurance rate, such as your age, location, driving history, use of the vehicle, accidents, type of vehicle, and more.