The discount for defensive drivers in New York State is 10% and is available to all drivers in New York. It is valid for three years if you take an approved defensive driving course and provide your insurance company with a certificate of completion. Many insurance companies offer drivers discounts on auto insurance premiums if drivers complete a defensive driving course. Nationwide also offers a variety of other auto insurance discounts, so you can find the car insurance you need at the price that's right for you.
If you meet the eligibility requirements, taking a defensive driving course could help you save a significant amount on your car insurance. Defensive driving discounts are available through several auto insurance companies and are even required by law in some states. In most cases, to be eligible for a discount on defensive driving insurance, you must be a certain age, complete a state-approved defensive driving course offered through a company authorized by an insurance company, and provide documentation showing that you have successfully passed the course. Insurance company websites usually include acceptable options, or you can call your insurance agent directly to confirm which courses qualify and if you can receive a discount for taking one.