Yes, you can get a multi-car discount if you have more than one vehicle on your Progressive auto insurance policy. Just add any vehicle that belongs to your spouse, family member or roommate to your policy and you'll receive the discount for several vehicles as long as the car is mainly stored in your home. Many insurers, including Progressive, require that you add a spouse to your car insurance policy if you both live in the same household (unless your state gives you the option to exclude your spouse). Adding your spouse to your policy ensures that both of you are covered in the event of an accident.
If you and your spouse have a good driving record, a joint car insurance policy can save you money with lower premiums and a discount for multiple cars (if your insurer offers one). You can purchase two car insurance policies to insure two separate vehicles. However, buying two policies to insure the same vehicle may result in the automatic cancellation of one of them. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
By requiring specific liability insurance for victims of an accident caused by you, they can receive financial help for injuries and property damage without seriously affecting their own financial well-being. However, drivers who choose not to purchase auto insurance must show that they have sufficient funds to meet the state's financial responsibility requirements (PDF) in the event that they cause an accident. If you have a child who is going to an out-of-state college and has a car on campus, they may need a separate car insurance policy for another state, depending on the state in which they are going to school. Common law marriage is recognized in some states, and your car insurance coverage will work the same way as insurance for a married couple.
Request an auto insurance quote online or call 1-866-749-7436 and we'll ask you the right questions to properly insure you and your spouse. This is known as rewriting your policy for another state; if your car moves with you, it helps you avoid having to pay for independent insurance coverage outside the state that isn't necessary. Nor is there a multi-state auto insurance policy that originates in two or more states. No matter where you live, your standard car insurance policy will normally cover you in all 50 states and Canada.
For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple. You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. The main reason why car insurance is mandatory in almost every state is because of your personal liability (liability) if you cause an accident. For example, if you live in Connecticut but work outside the state of New York, you would have an auto insurance policy in Connecticut, since the vehicle stays there overnight.
If your child goes to school and has their own vehicle, the car can normally remain on their multi-car insurance policy as long as the student continues to use their home as their primary address.