Do i need collision insurance in arizona?

No, collision insurance is not mandatory in Arizona because it is an optional type of coverage in every state. For more information on financial responsibility requirements, visit the Arizona Department of Transportation's mandatory insurance FAQ page. You can contact the customer service department of your insurance agent or company to find out about any possible changes in your premium. Uninsured motorist coverage (UM) and underinsured motorist coverage (UIM) pay your medical bills and property damage expenses if you are involved in an accident with a motorist who does not have any (uninsured) automotive liability insurance or with a motorist whose automotive liability coverage is not sufficient to pay the full amount of the expenses (underinsurance).

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