Personal injury protection (PIP) helps pay for covered medical expenses caused by a car accident. The PIP can be used if you are at fault for an accident. The final price you pay for home insurance with Geico depends on several key factors, such as your location, property details and coverage needs. Understanding what factors influence car insurance rates can help you ensure that you get the best possible deal.
If you have bad credit, you're likely to pay more for car insurance, unless you live in California, Hawaii, Massachusetts, or Michigan. Compared to other major providers, Geico typically has more discounts on auto insurance, including special discounts for military service members and federal employees. In the Guides Auto team, we ranked Geico among the best auto insurance companies in the industry for its strong financial ratings, comprehensive coverage and customer-focused practices. Geico policies can be purchased for personal cars, as well as for motorcycles, off-road vehicles, recreational vehicles, boats and collector cars.
First, you can choose the right level of coverage by considering your state's insurance requirements and creditors' insurance requirements. Geico offers all types of standard car insurance and some of the highest policy limits in the industry (up to millions). If you're a young driver or don't have a good driving record, you'll typically pay more for a Geico car insurance policy. More than 42% of respondents with a Geico insurance policy reported that their claims were paid in two weeks or less, while another 30% said it took between two and four weeks.
And his wife Lillian Goodwin founded Geico in 1936 to offer insurance directly to government employees. As with any auto insurance company, the car insurance quote you receive from Geico will depend on a variety of factors. We also recommend other car insurance companies that are worth considering when looking for coverage. We contacted Geico to get several home insurance quotes so you know how much you can expect to pay.