So does Geico car insurance cover rental cars? Yes, it does. In the case of an accident in a rental vehicle, you pay the deductible for your car insurance policy and then your insurance covers the rest, up to the limit of your policy. Your credit card may protect anything that exceeds that limit, but, I repeat, it's best to check your card coverage specifically for rental cars. State Farm, The Hartford, American Family Insurance, Geico and Allstate offer the best car insurance in Arizona according to our comprehensive industry review.
It seems like I need to review car insurance policies and see which one would best complement rental car insurance. Then, you get a clipboard with an intimidating car rental contract full of confusing insurance options. Geico offers all six standard car insurance coverages with some of the highest coverage limits on the market. The providers with the best car insurance in Arizona offer a wide variety of coverage options with rates that are usually around the national average.
Geico confirmed that they don't cover cars rented through Turo, at least with respect to my California policy. Hartford, American Family Insurance, Geico and Allstate also offer great car insurance coverage at affordable rates. However, the place where you rent the car will most likely have insurance for your belongings. This is not an insurance product, but rather an exemption that transfers financial responsibility from you to the car rental company in the event of damage or theft.
Two claims in one year can significantly increase your insurance rates, so you may want to exercise caution and purchase insurance.