Yes, Liberty Mutual offers car rental insurance. If you already have a personal car policy with Liberty Mutual that includes liability, comprehensive and collision coverage, this insurance will likely be extended to cover your rental car. Keep reading to find out everything you need to know about Liberty Mutual car rental insurance and how it works. The exact cost of auto insurance with Liberty Mutual depends on factors such as driver history, age, status, and coverage limits.
If you rent or rent vehicles frequently, but don't own a car, then non-homeowner auto insurance from Liberty Mutual is an affordable option. A Liberty Mutual alternative to temporary auto insurance is a non-owner policy, which is available to drivers who don't own a vehicle or don't have regular access to it. Yes, Liberty Mutual covers renting a vehicle while the vehicle is in the shop for repair, but only if your car was damaged in an accident, you filed a claim that was approved and has rental reimbursement coverage. Policyholders can also benefit from their normal Liberty Mutual insurance coverage when renting a car, whether or not they pay for their rent reimbursement.
If you have minimum liability insurance for your personal vehicle, for example, you only have minimum liability insurance for your rental vehicle. In addition to offering discounts to customers on Enterprise rental vehicles, Liberty Mutual rental vehicle reimbursement insurance helps cover the cost of a rental car if your car is being repaired after a covered accident. If you have an exclusive liability policy and rent a vehicle, Liberty Mutual only covers the damage you cause to other people and property. The only way to get short-term car insurance from Liberty Mutual, or any other reputable insurer, is to buy a six- or 12-month policy and cancel it when you no longer need it.
If you rent a car in Mexico, you can buy additional coverage from the Mexican car rental company or add coverage from Mexico to your Liberty Mutual policy. The exact amount of the Liberty Mutual car rental discount depends on factors such as the type of car and the length of the rental period. If you rent a regular car, SUV, or van, your Liberty Mutual policy should be expanded to cover that vehicle. The good news is that Liberty Mutual offers several discounts that drivers can use to save on their fare, including a discount for multiple vehicles and policies.
Liberty Mutual determines auto insurance rates based on the likelihood that the driver will file a claim in the future.