At Liberty Mutual, students receive a discount for earning a GPA of B or higher with our good student discount. Liberty Mutual also offers separate accidents and non-violations discounts, but the amounts and requirements vary from state to state. Because your credit history is correlated with your likelihood of filing an insurance claim, Liberty Mutual uses your credit data to calculate your premium in states where it is legal. RightTrack, Liberty Mutual's telematics program, rewards you for driving well with a discounted premium.
The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. Keep in mind that the availability and eligibility criteria for each discount vary by state and, in most cases, Liberty Mutual does not disclose the amounts of the discounts. The closest thing Liberty Mutual has to a discount on dashboard cameras is RightTrack, which monitors the driving habits of policyholders and adjusts their premiums accordingly. If you can't get any of Liberty Mutual's safe driver discounts, there are other ways to save on your fare.
Liberty Mutual also charges married drivers similar rates to those paid by single drivers, which is less common. Liberty Mutual doesn't offer a specific marriage discount, which is typical among major insurance companies. For example, dashboard cameras can help prove fault in a car accident, prevent insurance fraud, and provide evidence in traffic courts. For example, Liberty Mutual offers a preferential payment discount for drivers who set up automatic payments from a checking account, credit card, or debit card.
Each insurance company determines their rates differently, so while Liberty Mutual is among the cheapest car insurance companies, the only way to confirm that you've found the lowest price is to compare quotes from several companies. Liberty Mutual offers a wide variety of discounts that can help lower your overall car insurance bill. Liberty Mutual teacher car insurance offers discounted rates and other special benefits designed for educators, such as additional coverage for teaching materials and school-owned properties. Liberty Mutual doesn't have a single “safe driver” discount, but it rewards safe driving with a number of benefits.
Liberty Mutual is very expensive because of agent fees and the overall increase in costs for insurance companies.