We offer many ways to save on car insurance. Check out our full list of auto policy discounts and see how much you can save. Now that you have a clear idea of Liberty Mutual's financial position, let's see how it is doing in terms of consumer satisfaction. The National Association of Insurance Commissioners (NAIC) is the primary regulatory body for insurers in the United States.
Liberty Mutual also charges married drivers similar rates to those paid by single drivers, which is less common. Liberty Mutual was at the lower end of the spectrum, receiving 792 points on a 1,000-point scale, along with the major companies Nationwide and Progressive. Similarly, the S&P gave Liberty Mutual a high rating of A both for its financial strength rating and for the issuer's credit rating, demonstrating an even better ability to meet future financial commitments. If you don't qualify for Liberty Mutual's accredited driver discounts, there are other ways to save on your premium.
Liberty Mutual doesn't have a single “safe driver” discount, but it rewards safe driving with a number of benefits. One of Liberty Mutual's latest commercial character releases, Zoltar, the animatronic soothsayer, is packed with useful insurance tips. Take a look at the table below to see how much companies, including Liberty Mutual, might charge you depending on the type of car you own. Not surprisingly, Liberty Mutual not only shows some of the highest fare gaps based on driving history, but also charges the most expensive rates from all the companies listed in each category of driving history.
That's because Liberty Mutual offers special savings opportunities for drivers in this category, such as discounts for students who maintain a GPA of at least 3.0. Talk to your agent when you structure your Liberty Mutual auto insurance policy to make sure you use all the discounts you can and find out exactly how much you could save with each one. Once again, if you look at the companies and rates listed here, you can see that Liberty Mutual charges the most expensive annual rates based on travel time compared to the other premiums listed.