Check the discounts for good students At Liberty Mutual, students receive a discount for earning a GPA of a B or higher with our discount for good students. Car insurance premiums in Tempe, Arizona can be quite expensive. This is especially true for drivers who live in Arizona's biggest cities, such as Phoenix and Tucson, where rates are much higher than the national average. So why exactly are car insurance rates in Arizona so high? Tempe drivers who are full owners of their cars can opt for liability insurance only, which provides protection in the event of an at-fault accident, but does not cover damage to the driver's own vehicle.
Yes, Liberty Mutual has a teacher discount in the form of reduced auto insurance premiums for teachers. For example, Liberty Mutual offers a preferential payment discount for drivers who set up automatic payments from a checking account, credit card, or debit card. Because your credit history is correlated with your likelihood of filing an insurance claim, Liberty Mutual uses your credit data to calculate your premium in states where it is legal. For example, dashboard cameras can help prove fault in a car accident, prevent insurance fraud, and provide evidence in traffic courts.
Arizona seniors should talk to an agent about their specific needs before selecting an auto insurance plan to ensure that they receive the right protection at an affordable price. Once you've done your research, compared the rates you found, and calculated your discounts, you're ready to buy the best and cheapest car insurance in Tempe, AZ. Whether you can shorten your commute to work, use more public transportation, or even ride more bikes, driving fewer miles each year could lower your Liberty Mutual premium. In addition, Liberty Mutual rewards customer loyalty with discounts for insuring more than one car and combining several policies, such as home and car.
Young drivers in Tempe tend to pay much higher rates for their car insurance than older, more experienced drivers. Liberty Mutual offers a wide variety of discounts that can help lower your overall car insurance bill. To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. Tempe residents who do not have valid auto insurance may face fines or other penalties under Arizona law.
The full-payment discount for homeowners, on the other hand, is only available to policyholders who are members of associations affiliated with Liberty Mutual. The closest thing Liberty Mutual has to a discount on dashboard cameras is RightTrack, which monitors the driving habits of policyholders and adjusts their premiums accordingly. Although Liberty Mutual doesn't offer discounts on dash cams, buying a dash cam could be worth it in the long run.