Liberty Mutual does not offer discounts for low miles. However, your Liberty Mutual insurance rate is likely to be based in part on your estimated annual mileage (the distance you drive each year). A number of auto insurance companies offer specific discounts for low mileage, such as Allstate, USAA, and State Farm. No, Liberty Mutual does not offer specific discounts for low miles.
However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. USAA serves members of the military and their families, so it has a couple of unique discounts on auto insurance. Drivers can get a 60% discount if they store their vehicles in a safe place, which can be useful during deployment. The USAA also offers a 15% discount for parking a vehicle at a military base.
The SR-22 is an auto insurance company's guarantee to the state that you have the coverage required by law. Other common types of auto insurance discounts include discounts for full-time students in high school or college with good grades in all of their classes. Drivers with low mileage often save on their Liberty Mutual premium because less time on the road means a lower chance of filing a claim. Auto insurance discounts can help you save money, but it's also important to find coverage from a reputable provider.
We recommend that you look up car insurance quotes whenever possible to see if you can get a lower rate with your current insurance provider or with another company. Here you'll learn everything you need to know to buy the best car insurance policy in Tempe for your unique situation. While each auto insurer offers a slightly different selection of auto insurance discounts, there are a few that can be commonly found across the industry. Liberty Mutual offers a special alternative energy discount for green vehicles, so you might want to check it out if you just bought a hybrid or electric vehicle.
Major providers such as Geico and Progressive have strong financial ratings, competitive auto insurance quotes and a good reputation for customer service. Next, we explain what coverage you need to drive legally, what are the minimum limits of liability required by your state, and what types of car insurance you might need to be truly protected. It's worth not only looking for car insurance, but also looking into the auto insurance discounts available to you.