Log in to your policy at any time to add or remove vehicles or drivers, change addresses, pay bills and more. To add a car to your policy, you can update your policy online or call your insurance company. You usually only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer.
Keep in mind that some insurers may limit the number of vehicles that can be included in a policy. When the sale of your vehicle is complete, you can contact your insurance company and cancel your policy. If you're buying a new vehicle, you can add it to your current policy instead of canceling it. Rio Mesa Insurance Agency is an independent insurance agency located in Clovis, California.
Call us, visit us, or request a quote online to find out how much we can save you on your insurance. Affected by Tennessee storms? See this special message. We work with independent agents who provide local and personalized experience. We have received numerous awards for customer service and claims management.
We believe that it is our corporate responsibility to help local communities not only financially, but also with our time and talent. We offer online access, because insurance should be easy to manage. We offer our insurance products through independent agents because of the many advantages they offer you. To avoid an interruption in coverage before buying another car, consider getting an auto insurance policy for people who are not homeowners.
You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. This will show that the car is no longer in your name and that you are not legally required to have insurance. When you add someone to your car insurance, you can call your car insurance company or log into your online account to add a new driver to your policy. Yes, you can cancel your car insurance after selling it once you've transferred the title to the new owner, completed the bill of sale, and filed a notice of exemption from liability to your state's department of motor vehicles, if your state requires it.
Canceling your insurance will also cause an interruption in car insurance coverage, which may mean higher rates in the future. For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple. You could be held legally and financially responsible for any accident involving your car while you're selling it, which means that it's in your best interest to maintain your insurance. Most insurers will also allow you to share a single car insurance policy with someone if you live with that person.
For example, if a prospective buyer takes the car to a test drive and damages it, your insurance can help pay for the damage. Most insurance companies allow (and may require) you to add another driver to your car insurance policy if the person drives the insured cars regularly or shares the same permanent residence. The cost of adding a driver to your car insurance or sharing a policy varies depending on factors such as the driver's age and motor vehicle history. If you're buying a new car, you can contact your insurance company to add your new car to your current car insurance policy.
Adding a driver to your insurance policy means that they are an insured driver under your policy when you drive your car. Most states require car owners and drivers to have liability insurance coverage, and some require additional coverage even for car owners who don't drive. You should add any regular driver of your car to your insurance policy to cover damage caused by accidents.