What do I need to remove a driver from my policy? To remove someone from your policy, you'll likely need proof of new insurance, proof of new residence, proof of death, or a signed moving application. If your child is going to college, you can remove it from your policy, but it might not be a good idea. If they carry a car with them or are going to use yours when they visit your home, you must include them in your policy. Some insurance companies offer a substantial discount for people whose college-age children go to school within 100 miles of their home, which could help you save money while allowing your child to stay on their policy.
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At 8 p. ET. If you are using a screen reader and are having problems using this website, call 1-855-695-2255 for assistance. If they drive their car and cause an accident, they won't have coverage, meaning they'll have to pay the cost of the accident out of pocket and could face the consequences of driving without insurance.
In this case, your car insurance provider may want you to remove the driver from your policy or pay a higher premium. If you have a teenager living in your house and you want to remove them from your car insurance, the best way to do that is to make sure they have their own separate insurance policy. About six months after removing your child from your car insurance coverage, you think the way you act has changed. If you hit someone with your car, your car insurance will step in first to pay for the damages, even if you have your own car insurance in your country.
Each insurance company will have their own standards for what defines testing a new residence, so it may be worth emailing your agent or contacting your insurance company to learn exactly what they will need from you if a designated insured person moves out of your home. If you decide to exclude a member of your family from your car insurance coverage, the insurance company will update your policy by naming the excluded driver and specifying the conditions that will not be covered. Whether you or your insurance company would like to exclude a certain driver from your car insurance policy, you should be prepared to pay higher premiums. If someone in your household has purchased their own insurance policy, wait for your insurance company to ask you for proof of their new insurance before allowing you to remove it from your coverage.
In most states, it's illegal to drive without car insurance, meaning that removing someone from your policy without their knowledge could break the law. To remove someone from your car insurance, you'll need proof that they have new insurance, that they've moved out of your house, or that it's no longer included in your policy. So what happens if one of your family members or relatives is a faulty driver and has multiple traffic violations, at-fault accidents, driving under the influence of alcohol, or claims? If you don't exclude them from your policy, you're likely to see a significant increase in your car insurance costs. If you have a person on your car insurance policy who has trouble driving, you can expect that your insurance rates will continue to increase as you have more problems driving.
If you're insured through GEICO or State Farm, you can contact them directly to find out exactly how they approach removing a driver from your coverage. Driving without car insurance is illegal in most states, meaning that removing someone from your policy without their knowledge could break the law. Then, your insurer and you will sign an endorsement to confirm that the named driver will no longer be covered if you drive one of your insured cars.