The good news is that just about anyone can get a discount on their insurance. In Arizona, there are several auto insurance discounts that can help you reduce your costs by up to 10% a year, saving you hundreds of dollars. Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but they still pay more than older age groups. Searching for cheap car insurance quotes with several insurers is the best way to find lower rates.
Good drivers who don't get behind the wheel often consider pay-per-mile insurance, which charges drivers based on the number of miles they drive. Car insurance is a major purchase, but finding cheap car insurance in Arizona isn't always easy. As seen in the table above, you can get a 2% discount on car insurance rates if you install safety devices in your vehicle. Unless otherwise stated, the rates shown assume that the insurance policy includes a single driver with no fines in their driving record and no claims or periods of coverage.
Many insurers will offer you discounts if you take out two or more types of insurance, such as home insurance and car insurance, or if you have more than one insured vehicle. Shivani Gite is a personal finance and insurance writer with a degree in journalism and mass communication. A number of car insurance companies offer a discount of around 2% for vehicles with safety devices, including airbags and anti-lock brakes. Root also offers all standard liability coverage, comprehensive and collision coverage, and medical payment coverage options, plus car rental insurance and roadside assistance.
We found that, for several different profiles of Arizona drivers, Noblr Reciprocal Exchange was the cheapest insurer in terms of basic coverage. Insurers offer discounts to their customers for having anti-theft devices and security elements in their vehicles. In addition, most insurance companies offer several discounts, such as 17% for students with good grades, 4% for completing an approved defensive driving course, and many others, such as paying in full, having a new car or getting married.