The grace period for new car insurance in Arizona is 2 to 30 days in most cases. The grace period for a new car is the length of time that insured drivers can drive a newly purchased vehicle before adding it to an existing car insurance policy. In addition to receiving a ticket, you'll face a possible license suspension if you're caught driving without car insurance. If you have an accident while driving without insurance in Arizona, you will be cited and all penalties for driving without insurance will apply, no matter who is at fault.
In Arizona, your license suspension is up to three months for the first offense if you are caught driving without car insurance. Minimum car insurance coverage is the minimum amount of insurance coverage intended to protect you, your passengers, your property, and other road users when you're involved in an accident where you're at fault. Geico, State Farm, Nationwide and The General are good places to shop if you need car insurance for people without drivers. Therefore, you can also purchase self-insurance as proof of insurance if you don't want to buy car insurance.
The SR-22 is a form that the insurer submits to the state by the insurer to show that the driver has the legally required amount of insurance. In addition, you will have to prove that you have taken out car insurance with a minimum duration of six months and that it meets the minimum liability requirements. The consequences of driving without insurance are ultimately more costly than buying minimal car insurance coverage. It is not a type of car insurance, but rather proof that the driver has purchased and maintains the minimum required amount of car insurance.
Unfortunately, in this case, if you don't have car insurance and you're caught doing it and you're convicted for it, the penalty alone can be more expensive than what it would have cost you initially to purchase an auto insurance policy. SR-22 insurance typically costs much more than regular insurance because of the high-risk designation that comes with crimes such as driving under the influence of alcohol and reckless driving. In addition to legal penalties, if you are involved in a car accident without having car insurance, you can be sued for property damage and for any medical bills, which can be expensive. The law requires that all drivers have minimum car insurance, and it's illegal to drive without insurance in most states.
You'll need car insurance every time you get behind the wheel, or you'll risk getting penalties and fines, or even having your license removed. This will also mean that you cannot drive your car because it will be illegal to drive the car without insurance.