You may have 2 to 30 days to tell your insurance company that you've bought a new car if you're already insured, according to. This is because you must have insurance once you become a resident of the state. Arizona insurance companies may offer other types of optional coverage, but you need liability coverage to drive around the state. If you have an accident while driving without insurance in Arizona, you will be cited and all penalties for driving without insurance will apply, no matter who is at fault.
Buying Arizona minimum liability auto insurance coverage is the easiest way to meet the financial responsibility requirement. The consequences of driving without insurance are ultimately more costly than buying minimal car insurance coverage. Geico, State Farm, Nationwide and The General are good places to shop if you need car insurance for people without drivers. It may also be helpful to obtain a policy from an auto insurance company that specializes in military benefits, such as USAA or Geico.
The grace period for a new car is the length of time that insured drivers can drive a newly purchased vehicle before adding it to an existing car insurance policy. Some car insurance policies will protect you if you drive to Canada, but you may not be able to do so in Mexico or other countries in the southern U.S. UU. When you buy a new car in Arizona, the time you have to notify your insurer may vary because there are no state laws that guarantee how much time insurance companies must spend changing your current policy to a new one.
If you borrow a car from someone who lives in their own home, it must be listed on the car owner's policy. You may need to take out car insurance for students in the state where you go to school if you live in that state year-round and don't usually go home for the holidays, and if you're a legal owner of your car and aren't on your parents' insurance. That's why it's important to find out how much time you have to contact your insurance company and what coverage your new car will have according to the specific details of your policy. Most states allow members of the armed forces to keep their car registration and insurance in the state where they are legally resident, even if they are stationed in another state for months or years at a time.
You may have 2 to 30 days to tell your insurance company that you have purchased a new car if you are already insured, depending on the financing and coverage details. If you pay with cash or buy a car directly from a private seller, you probably won't be asked to present proof of insurance to take possession of the vehicle. If you miss a deadline, you could end up driving without insurance, which could result in legal fees, higher car insurance premiums, loss of your driver's license, and more. In addition, if you have the minimum legal coverage in your state and you suffer an accident while traveling interstate, your insurance policy will work as if you had the minimum amount of car insurance appropriate for the state in which the accident occurred.