Find cheap car insurance quotes for people 18 years old. Average car insurance rates by age show that premiums start to drop significantly when drivers turn 26. The prices shown in this analysis reflect the average between auto insurance rates with minimum and full coverage, as shown in the quotes obtained from Quadrant Information Services for the nine largest states in the U.S. UU. If you're 18 years old and live in one of the few states where Mercury and Erie operate, they may be the best auto insurance companies for you.
If you're 18 years old and have been driving for a couple of years, your car insurance rates may start to drop. Island, North Carolina Farm Bureau, New Jersey Manufacturers, USAA and Nationwide have the cheapest car insurance for 18 year olds. For example, if a student needs renters insurance and car insurance, it's a good idea to buy both policies from the same company and request a discount on several policies. Most drivers see their car insurance rates drop steadily between the ages of 16 and 25 for each year they keep their records clean.
For 18-year-old male drivers with their own insurance policies, Island, North Carolina Farm Bureau, USAA, New Jersey Manufacturers and Erie are among the national companies with the cheapest car insurance rates. Driving without accidents or fines, comparing prices and maximizing discounts will help you find the cheapest car insurance rates for teens. As drivers gain more experience and improve their performance behind the wheel, auto insurance rates are likely to decrease, says Carole Walker, executive director of the Rocky Mountain Insurance Information Association. Given that, if you're 18 years old and have a parent who can and is willing to add you as a driver to their car insurance policy, accept the offer.
Most drivers who are 18 years old have been driving under their belt for two years, and that experience begins to pay off with lower car insurance rates. It may seem like a lot, but it's much cheaper than if the 18-year-old and their parents bought separate car insurance policies.