From driving safer to changing companies and seeking discounts, there are often several avenues to follow when looking to save money on car insurance. The amount you'll pay for car insurance in Arizona per month depends on several factors, such as your driver profile, age, claims and driving history, coverage options, and the make and model of the vehicle. The following vehicles fit a variety of lifestyles and budgets, and give an idea of how much auto insurance for your vehicle might cost in Arizona. Your individual driver profile, choice of coverage, location and more will greatly influence the costs of your car insurance, so the best way to know which company is the cheapest for you is usually to compare prices and request more than one quote.
The Bankrate editorial team, which includes three licensed insurance agents, analyzed rate data from Quadrant Information Services to determine how much car insurance costs in Arizona for various driver profiles. These include where you live in Arizona, the types and levels of coverage you choose, the car insurance company you choose, your age, gender, credit-based insurance score, driving history, vehicle type, and more. In the event of an accident, auto insurance companies can help you pay for damages to your vehicle and other people's cars and property, as well as medical bills. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.
The table below shows how different driving incidents can affect rates compared to the average cost of car insurance in Arizona with a clean driving record, so you get an idea of how much you could pay if you had one of these incidents on your driving record. One of the most important factors in determining your Arizona auto insurance rates is the type of vehicle you drive. Some zip codes may have more expensive auto repair services and parts, while others may have higher rates of car accidents or cases of theft and vandalism. For example, compact SUVs and midsize trucks often offer cheaper insurance than larger luxury or sports cars.
Compare car insurance rates with credit history in Scottsdale from major companies to get good, fair and bad credit.