If you were injured in a car accident in Arizona, it's vital that you understand your options for obtaining 26% uninsured coverage with underinsurance. The table below shows the providers that offer the cheapest car insurance on average for Arizona drivers. Car insurance in Arizona can be expensive because nearly 12% of the state's drivers are uninsured, according to the Insurance Research Council (IRC). We've shown that a person's age, location, driving history, and credit history have an enormous impact on car insurance rates.
Geico stands out for its discounts on all types of products, from being a federal employee to combining an auto insurance policy with homeowners or renters insurance. Teen drivers who have no driving experience in Arizona can expect to pay thousands of dollars more for car insurance than other age groups. However, minimum liability insurance in Arizona only pays for injuries to other people or for damage to someone else's car or property. The insurance industry treats them the same way as having an accident with someone without insurance.
In addition to standard car insurance coverage, Progressive offers add-ons such as rental vehicle reimbursement, rideshare coverage, roadside assistance, and custom parts coverage. Geico offers standard car insurance coverage along with add-ons such as emergency roadside assistance, rental vehicle reimbursement and mechanical breakdown insurance. An 18-year-old driver can expect to pay more than triple what a 30-year-old driver pays for minimum-liability car insurance. Young drivers, and especially teen drivers, pay substantially higher rates for car insurance in Arizona.
When large numbers of drivers are not covered, car insurance rates increase due to increased risk on the road. People caught driving without car insurance in Arizona can be charged with a civil offense and their vehicle registration and driver's license will be suspended. The Guides Auto team has researched the best auto insurance companies in the country to find you the cheapest car insurance options in Arizona.