Arizona requires that all drivers have a minimum amount of car insurance. The best auto insurance companies in Arizona balance affordability with quality coverage and strong customer service. You can get car insurance in Arizona by comparing quotes from national and local insurance companies to find the best deal and then buying coverage online, over the phone, or in person. Arizona law enforcement officers can request proof of insurance during traffic stops or after a person is involved in a car accident.
When an insured driver is responsible for an accident, liability insurance covers the other driver's expenses. If you don't have car insurance in Arizona, the state will suspend your driver's license, registration, and registration for one year. Unfortunately, in this case, if you don't have car insurance and you're caught doing it and you're convicted for it, the penalty alone can be more expensive than what it would have cost you initially to purchase an auto insurance policy. There are several factors that affect how much you'll pay for car insurance in Arizona, such as your driving history, age and location, the amount of coverage you buy, and the insurance company you buy it from.
The cheapest car insurance companies in Arizona are Noblr, Auto-Owners and Geico, and getting quotes from several companies can help you find the best deal. It is not a type of car insurance, but rather proof that the driver has purchased and maintains the minimum required amount of car insurance. The grace period for a new car is the amount of time that insured drivers have to drive a newly purchased vehicle before adding it to their existing car insurance policy. Check out WalletHub's selections to find the cheapest auto insurance companies in Arizona to start looking for a policy.
Driving without insurance in Arizona is illegal and can have a serious impact on your car insurance rates in the future. You can easily get a quote from major companies such as State Farm, Allstate, American Family, The Hartford and Sfeco online or over the phone, or use WalletHub's comparison tools to find the best auto insurance policy for your needs.