Name, address, telephone number, and insurance policy number of everyone involved in the accident A third-party claim is a claim filed by someone other than the policyholder or insurance company. If you have a car accident caused by someone else, you can file a third-party claim with the other driver's insurance to cover expenses related to the accident. If you have liability coverage, as required by most states, it's available to cover third-party claims that others may file when you're the at-fault driver. If you file a third-party claim yourself, you can create an at-fault party's insurance account and access their online claims portal, where you can file your claim and track the progress of the claim.
Otherwise, simply call the other party's insurer to file your claim using the information your insured provides you with about their car insurance. Although you won't submit the claim to your insurance company, call your insurer as soon as possible to report what happened. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. If you are not insured by Progressive or are a Progressive customer without logging in to your account, you can report or view an existing claim here.
Filing a car insurance claim can be a difficult process, and you're not the only one with questions about how things work. Often, they will file the claim with the driver's insurance company on your behalf, after working with the other insurer to determine fault.