To add a car to your policy, you can update your policy online or call your insurance company. Usually, you only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer. Keep in mind that some insurers may limit the number of vehicles that can be included in a policy.
You can change your car insurance policies at any time, whether you bought your policy two days or two months ago. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy.
You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. You can change insurers at any time, even if you just renewed your policy with another insurance company. If you decide to change your car insurance company, make sure that there is no interruption in your coverage and remember to cancel your old policy.
Switching car insurance is easy, but make sure that the coverages, limits, and deductibles in your new policy reflect what you have with your current insurer. When changing car insurance companies, it's usually your responsibility to cancel coverage with your old insurer. While your rate might be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you.
In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees that your insurer may charge.