To add a car to your policy, you can update your policy online or call your insurance company. Usually, you only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer. Keep in mind that some insurers may limit the number of vehicles that can be included in a policy.
Renewing your car insurance is often a simple process. Your insurer will contact you by mail or email with the updated rate. If you accept the updated rate, simply make a down payment or pay your renewal quote in full. If you plan to cancel your current car insurance policy, make sure that your new insurance policy is already in effect.
Adding a driver to your insurance policy means that they are an insured driver under your policy when driving your car. You should add any regular driver of your car to your insurance policy to cover damage caused by accidents. Whether it's a roommate, a spouse or partner, or even a teenager or a college student, there are many situations where it makes sense to add a driver to your car insurance. Most insurers will also allow you to share a single car insurance policy with someone if you live with that person.
If you decide to change your car insurance company, make sure that there is no interruption in your coverage and remember to cancel your old policy. While your rate might be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for.
Even if you can't renew your old policy, you can usually buy a new car insurance policy without delay. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees that your insurer may charge. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account.
For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple.