To restore these privileges, fees and proof of future financial responsibility must be submitted to the MVD. The warranty requirement for the future is usually an SR22 form from an insurance company. We're proud to offer some of the most affordable car insurance in the country, even for those with a history of previous traffic accidents. If you have an accident while driving without insurance in Arizona, you will be cited and all penalties for driving without insurance will apply, no matter who is at fault.
Buying Arizona minimum liability auto insurance coverage is the easiest way to meet the financial responsibility requirement. In Arizona, you must have at least a minimum amount of car insurance in order to drive legally. In Arizona, drivers with just two speeding tickets pay an average of 23% more on their annual car insurance premiums, for example. If you don't have car insurance in Arizona, the state will suspend your driver's license, registration, and registration for one year.
In Arizona, law enforcement officers can request proof of insurance during traffic stops or after a car accident. The consequences of driving without insurance are ultimately more costly than buying minimal car insurance coverage. The SR-22 is a form submitted to the DMV through your insurer to communicate that your current insurance meets Arizona state requirements. SR-22 insurance typically costs much more than regular insurance because of the high-risk designation that comes with crimes such as driving under the influence of alcohol and reckless driving.
The grace period for a new car is the amount of time that insured drivers have to drive a newly purchased vehicle before adding it to their existing car insurance policy. Don't freak out yet if you're properly insured, but you don't happen to have your proof of insurance card with you; your citation may be removed without additional penalties or fees. The difference between SR-22 and regular insurance is that SR-22 insurance is for high-risk drivers who have been convicted of serious traffic violations, while regular insurance is for anyone who drives a car. This shows your future financial responsibility by verifying with the state that you have paid the minimum car insurance coverage required.