You can contact the customer service department of your insurance agent or company to find out about any possible changes in your premium. Uninsured motorist coverage (UM) and underinsured motorist coverage (UIM) pay your medical bills and property damage expenses if you are involved in an accident with a motorist who does not have any (uninsured) automotive liability insurance or with a motorist whose automotive liability coverage is not sufficient to pay the full amount of the expenses (underinsurance). If you're interested in getting a car insurance quote in Arizona, contact your American Family Insurance agent to discuss what type of protection best fits your needs and what discounts may apply in your region. Arizona drivers must have proof of financial responsibility when operating a motor vehicle on Arizona roads.
While the minimum car insurance requirements in Arizona are predefined, they are not intended to be a limit on the amount of coverage you can or should get. For more information on financial responsibility requirements, visit the Arizona Department of Transportation's mandatory insurance FAQ page.