If you simply have questions about Arizona's auto insurance rules, we hope we've answered them here. Of course, these penalties are likely to pale in comparison to the financial impact you could suffer if you were in a car accident and didn't have car insurance. Learn more about what to do after a car accident and how an attorney can help you with your car accident claim. This means that the person who was at fault for causing the car accident is also responsible for any resulting damage (from a practical point of view, the at-fault driver's insurance company will absorb these losses, up to the limits of the policy).
If you're interested in getting a car insurance quote in Arizona, contact your American Family Insurance agent to discuss what type of protection best fits your needs and what discounts may apply in your region. Like most states, Arizona requires that all motor vehicles in circulation be covered by an auto insurance policy that meets certain minimum requirements, should the vehicle be involved in a traffic accident. For example, personal injury protection (PIP) or MedPay coverage can be used to pay medical bills for a car accident (this coverage is optional in Arizona), and collision coverage (also optional in Arizona) can pay for repairs (or replacement) of your damaged vehicle after a car accident. For more information on Arizona car insurance regulations, directly from the state, see the Arizona Department of Transportation's frequently asked questions about mandatory auto insurance and its vehicle insurance information portal.
While the minimum car insurance requirements in Arizona are predefined, they are not intended to be a limit on the amount of coverage you can or should get.