Log in to your policy at any time to add or remove vehicles or drivers, change addresses, pay bills and more. Depending on the company, you may be able to remove someone from your car insurance policy online or through an app. Some insurers may require you to contact a representative to remove a driver and provide proof that the driver no longer lives with you. Since companies may vary as to the exact process, check with your insurer for more details.
When changing car insurance companies, it's usually your responsibility to cancel coverage with your old insurer. Your new insurance company can provide proof of insurance to your old company if needed, but it's generally not authorized to cancel a policy with another insurer on your behalf. After purchasing a new policy, you should immediately contact your old insurer and cancel your old policy. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees your insurer may charge.
Just like your personal cars, your commercial cars must also be protected. Our Arizona Insurance Broker agents are here to help you with commercial auto insurance, truck insurance, or simply to evaluate your business options. Rest assured knowing that we've been commercial auto agents for years and are dedicated to saving you time and money on your commercial insurance needs. We're also here to help you get back on the road quickly so that your business isn't delayed in the unfortunate event of a claim.
If you're planning to cancel your current auto insurance policy, make sure your new insurance policy is already in effect. If you plan to take your car off the roads for some time and don't have a lease or loan, you can suspend some car insurance coverages to save money, without completely canceling your policy. Next, contact your insurance company to temporarily suspend all or part of your insurance coverage for the period you are not going to drive. You may be able to suspend some or all of your car insurance if you're going to be off the road for an extended period of time, depending on the state and the insurer.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Removing someone from your car insurance policy may lower your overall rate, but it depends on several factors related to that individual driver. You should avoid completely canceling your car policy if you plan to drive again in the future, as a lapse in car insurance coverage will likely result in a higher premium when you start driving again. Once your insurance is in order, contact your state's BMV or DMV to verify that your car registration is still valid and send all the necessary documentation with your updated insurance details.
Affordability is important to everyone when it comes to car insurance coverage, but your auto insurance company should be judged by the way it handles claims. If you keep your car for an extended period of time, suspending car insurance could save you money. Don't take your car out of the warehouse until all of this has been resolved; if you're caught driving without proper insurance coverage or without a valid registration, you could be fined. If you decide to change your car insurance company, make sure that there is no interruption in your coverage and remember to cancel your old policy.