Remember that you can change your payment plan or payment methods at any time. Simply call (800) 932-8872 to discuss your options with a GEICO customer service representative. You can change your payment method with Geico by calling 1 (800) 932-8872 and speaking to a Geico customer service representative. To change your payment method, you'll need to provide certain details about your policy, such as your name and policy number.
You can also make adjustments to your payment method using the Geico app or by logging into your online account. Car insurance grace periods can be up to 30 days, but the exact time you have to make a payment before your coverage is canceled depends on your insurance company and the state. How often you pay your car insurance premiums depends on the company and your preferences, but annual or semi-annual payments are best. Finally, it's worth noting that most auto insurance quotes are based on a six-month policy that is paid in full at the beginning of each period.
That's because most car insurance policies last six or 12 months, and most car insurance companies offer a discount (up to 20%) for paying the premium in full up front. You pay for car insurance in advance, and since you didn't pay the premium and were out of the grace period, you technically didn't have insurance. For years, GEICO has strived to make the process of buying and renewing insurance as simple as possible. Finally, most major insurers allow you to pay your premium in full in advance or sign up for automatic payment to avoid missing the due dates of your car insurance payments.