Yes, Liberty Mutual offers car rental insurance. If you already have a personal car policy with Liberty Mutual that includes liability, comprehensive and collision coverage, this insurance will likely be extended to cover your rental car. If you only have liability insurance with Liberty Mutual, physical damage to the rental vehicle will not be covered. While these are the average monthly costs of car insurance coverage in Chandler, you could end up paying something different.
There are a variety of factors that auto insurance companies evaluate when determining how much to charge you to insure your vehicle. Things like age, gender, vehicle make and model, driving history and, in some areas, your credit score can influence the final dollar amount you'll be asked to pay each month. If your personal car is insured and you pay your rent with a credit card, you can probably skip the optional coverage offered at the rental counter. Some credit cards, including many travel rewards cards, offer car rental insurance if you use the card to pay.
However, your Liberty Mutual comprehensive and collision coverage limits may not be high enough if you rent a car worth much higher than your personal vehicle and the car is completely liquidated. When considering how much to charge for a monthly fee, auto insurance companies will consider several factors. Car rental companies also offer other types of coverage, such as loss and damage exemptions, roadside assistance, and personal accident insurance. In addition, Liberty Mutual has benefits that drivers can get over time, such as the cancellation of the accident and the replacement of a new car.
Liberty Mutual offers many additional coverages to expand the protection of your home and personal assets in its Liberty Mutual homeowners insurance policy. Liberty Mutual operates around the world and states that it is committed to providing insurance products and services to meet the needs of individuals, families and businesses. However, you may already have rental car insurance through your current insurance coverage or credit card. It can also suggest additional coverage options so that customers can have peace of mind knowing exactly what their coverage is with Liberty Mutual and knowing that they have everything they want in their policy.
However, the minimum state-mandated insurance offered by these cars may not be sufficient to protect you from the financial repercussions of an accident. Liberty Mutual also offers rental vehicle reimbursement coverage, which helps pay the cost of a rental car while your personal vehicle is being repaired for a covered claim. To participate in the program, you must be free from accidents and violations for five years, regardless of whether you have been with Liberty Mutual for the full five years or with a previous insurer. Local laws, crime rates, and parking situations (all of which can change from city to city) play an important role in the rates that auto insurance companies can charge for coverage.
Today, Liberty Mutual affirms that its purpose is to help people embrace the present and pursue tomorrow with confidence.